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APPLY NOW

It's very easy to get started with us.  Although we offer many potential financing solutions, we typically start by reviewing the main applicant's credit report.  The applicant can be anyone who potentially would temporarily or permanently guarantee the credit line, loan or other financial product for the start-up or existing business.  Once we have a grasp on the credit strength, or weakness, we can help tailor the options for you and help you decide what might be the best solution.



To begin, simply download our 'One Sheet' credit retrieval guide (left image below) and follow the easy step-by-step directions to get a current credit report in just minutes.  Once you have acquired the credit report, simply email or fax it to our staff and we will get it into underwriting for a quick 24 hour decision turn-around... it's that easy to get started!  

If you have an existing business and if you think credit might be a problem, simply download the Loan Application (right image below) and forward that to us for review.  Contact an agent today for assistance.

TESTIMONIALS

“I liked the fact that Second Chance didn't run my credit report because I had problems with that in the past.  Many lenders ran my report without telling me and I ended up reducing my credit score by 15 points by the time I found out!  Second Chance was able to show me how to get my report free and without causing an inquiry of any kind.”

~ Carrie Meyer, CFO at Widestyles Inc

“I was very impressed with the speed of results with Second Chance Lending.  Once I submitted my credit report, I was approved the same day and was funded more then $90,000 in less then two weeks and the best part it was 0% interest for 6 months - can't thank them enough!”

~ Samantha Phillips, VP Finance at Clifton Higgins Trade

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